.page.svelte-1uha8ag{max-width:800px;margin:0 auto;padding:clamp(1.5rem,4vw,3rem) 1.25rem}.hero.svelte-1uha8ag{margin-bottom:2.5rem}.eyebrow.svelte-1uha8ag{text-transform:uppercase;letter-spacing:.08em;color:#059669;margin:0 0 .4rem;font-size:.75rem;font-weight:700}h1.svelte-1uha8ag{letter-spacing:-.03em;margin:0 0 .6rem;font-size:clamp(1.75rem,5vw,2.5rem);font-weight:900;line-height:1.2}.lede.svelte-1uha8ag{color:#334155;margin:0 0 .5rem;font-size:1rem}.disclosure.svelte-1uha8ag{color:#94a3b8;margin:0;font-size:.72rem}.sp-only.svelte-1uha8ag{display:none}@media (width<=480px){.sp-only.svelte-1uha8ag{display:inline}}.compare-section.svelte-1uha8ag{margin-bottom:2.5rem}.compare-section.svelte-1uha8ag h2:where(.svelte-1uha8ag){margin:0 0 1rem;font-size:1.2rem;font-weight:800}.compare-table-wrap.svelte-1uha8ag{overflow-x:auto}.compare-table.svelte-1uha8ag{border-collapse:collapse;width:100%;min-width:460px;font-size:.88rem}.compare-table.svelte-1uha8ag th:where(.svelte-1uha8ag),.compare-table.svelte-1uha8ag td:where(.svelte-1uha8ag){vertical-align:middle;border:1px solid #e2e8f0;padding:.65rem .9rem}.compare-table.svelte-1uha8ag thead:where(.svelte-1uha8ag) th:where(.svelte-1uha8ag){background:#f8fafc;font-size:.85rem;font-weight:800}.col-employee.svelte-1uha8ag{text-align:center;color:#14532d;background:#f0fdf4}.col-freelance.svelte-1uha8ag{text-align:center}.ok.svelte-1uha8ag{color:#15803d;font-weight:700}.ng.svelte-1uha8ag{color:#be123c;background:#fff1f2;font-weight:700}.warn.svelte-1uha8ag{color:#b45309;background:#fffbeb;font-weight:600}.rec.svelte-1uha8ag{color:#065f46;background:#ecfdf5;font-weight:700}.compare-table.svelte-1uha8ag small:where(.svelte-1uha8ag){margin-top:.1rem;font-size:.72rem;font-weight:400;display:block}.compare-note.svelte-1uha8ag{color:#64748b;margin:.75rem 0 0;font-size:.8rem;font-style:italic}.tool-card.svelte-1uha8ag{background:#fff;border:1px solid #e2e8f0;border-radius:20px;margin-bottom:2rem;padding:clamp(1.5rem,4vw,2.5rem);box-shadow:0 2px 6px #0f172a0d,0 12px 40px #05966914}.tool-title.svelte-1uha8ag{color:#1e293b;margin:0 0 .4rem;font-size:1.2rem;font-weight:800}.tool-desc.svelte-1uha8ag{color:#64748b;margin:0 0 1.5rem;font-size:.88rem}.inputs.svelte-1uha8ag{gap:1.25rem;margin-bottom:1.75rem;display:grid}.input-group.svelte-1uha8ag{flex-direction:column;gap:.4rem;display:flex}.label.svelte-1uha8ag{color:#475569;text-transform:uppercase;letter-spacing:.04em;font-size:.82rem;font-weight:700}.input-row.svelte-1uha8ag{align-items:center;gap:.6rem;display:flex}.num-input.svelte-1uha8ag{color:#0f172a;background:#f0fdf4;border:2px solid #a7f3d0;border-radius:10px;outline:none;width:140px;padding:.6rem .85rem;font-size:1.05rem;font-weight:700;transition:border-color .15s}.num-input.svelte-1uha8ag:focus{border-color:#059669}.unit.svelte-1uha8ag{color:#64748b;font-size:.9rem;font-weight:600}.hint.svelte-1uha8ag{color:#94a3b8;margin:.2rem 0 0;font-size:.75rem}.calc-btn.svelte-1uha8ag{letter-spacing:.02em;color:#fff;cursor:pointer;background:linear-gradient(135deg,#047857,#059669);border:none;border-radius:14px;width:100%;padding:1rem;font-size:1.05rem;font-weight:800;transition:transform .15s,box-shadow .15s;box-shadow:0 4px 16px #05966966,inset 0 1px #ffffff40}.calc-btn.svelte-1uha8ag:hover{transform:translateY(-1px);box-shadow:0 6px 24px #05966980,inset 0 1px #ffffff40}.result-section.svelte-1uha8ag{margin-bottom:2.5rem}.result-heading.svelte-1uha8ag{margin:0 0 1.25rem;font-size:1.2rem;font-weight:800}.result-card.svelte-1uha8ag{background:#fff;border:2px solid #fca5a5;border-radius:16px;margin-bottom:1.25rem;padding:1.25rem 1.5rem;box-shadow:0 4px 20px #ef444414}.result-card-title.svelte-1uha8ag{color:#991b1b;margin:0 0 .2rem;font-size:.9rem;font-weight:800}.result-note-small.svelte-1uha8ag{color:#94a3b8;margin:0 0 1rem;font-size:.72rem}.loss-grid.svelte-1uha8ag{grid-template-columns:repeat(4,1fr);gap:.5rem;display:grid}@media (width<=500px){.loss-grid.svelte-1uha8ag{grid-template-columns:repeat(2,1fr)}}.loss-item.svelte-1uha8ag{text-align:center;background:#fff5f5;border-radius:10px;padding:.75rem .5rem}.loss-item--mid.svelte-1uha8ag{background:#fff1f2}.loss-item--high.svelte-1uha8ag{background:#ffe4e6}.loss-item--critical.svelte-1uha8ag{background:#fecdd3}.loss-period.svelte-1uha8ag{color:#6b7280;margin:0 0 .3rem;font-size:.75rem;font-weight:700}.loss-amount.svelte-1uha8ag{margin:0;line-height:1.1}.loss-num.svelte-1uha8ag{color:#dc2626;letter-spacing:-.03em;font-size:clamp(1.4rem,4vw,2rem);font-weight:900}.loss-unit.svelte-1uha8ag{color:#dc2626;font-size:.8rem;font-weight:700}.diff-card.svelte-1uha8ag{background:#fffbeb;border:1px solid #fcd34d;border-radius:14px;margin-bottom:1.25rem;padding:1.1rem 1.35rem}.diff-title.svelte-1uha8ag{color:#92400e;margin:0 0 .4rem;font-size:.9rem;font-weight:800}.diff-desc.svelte-1uha8ag{color:#78350f;margin:0 0 .75rem;font-size:.82rem}.diff-grid.svelte-1uha8ag{flex-wrap:wrap;gap:1rem;margin-bottom:.75rem;display:flex}.diff-item.svelte-1uha8ag{flex-direction:column;gap:.1rem;display:flex}.diff-period.svelte-1uha8ag{color:#92400e;font-size:.72rem;font-weight:700}.diff-amount.svelte-1uha8ag{color:#b45309;font-size:1rem;font-weight:800}.diff-conclusion.svelte-1uha8ag{color:#78350f;background:#fef3c7;border-radius:8px;margin:0;padding:.5rem .75rem;font-size:.82rem}.recommend-card.svelte-1uha8ag{background:#ecfdf5;border:2px solid #6ee7b7;border-radius:14px;margin-bottom:1.5rem;padding:1.25rem 1.5rem}.recommend-title.svelte-1uha8ag{color:#065f46;margin:0 0 .5rem;font-size:.9rem;font-weight:800}.recommend-amount.svelte-1uha8ag{color:#047857;margin:0 0 .2rem;font-size:clamp(1.5rem,5vw,2rem)}.recommend-amount.svelte-1uha8ag strong:where(.svelte-1uha8ag){letter-spacing:-.02em}.recommend-basis.svelte-1uha8ag{color:#6b7280;margin:0 0 .75rem;font-size:.75rem}.prem-row.svelte-1uha8ag{background:#fff;border-radius:8px;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:.25rem;margin-bottom:.5rem;padding:.6rem .85rem;display:flex}.prem-label.svelte-1uha8ag{color:#374151;font-size:.8rem;font-weight:700}.prem-amount.svelte-1uha8ag{color:#047857;font-size:.9rem;font-weight:800}.prem-note.svelte-1uha8ag{color:#94a3b8;margin:0;font-size:.72rem}.cta.svelte-1uha8ag{color:#fff;text-align:center;background:linear-gradient(135deg,#ea580c 0%,#f97316 50%,#fb923c 100%);border:1px solid #c2410c;border-radius:14px;flex-direction:column;align-items:center;gap:.2rem;padding:1rem 1.5rem;font-weight:800;text-decoration:none;transition:transform .15s,box-shadow .15s;display:flex;box-shadow:0 4px 16px #ea580c73,inset 0 1px #ffffff40}.cta.svelte-1uha8ag:hover{transform:translateY(-1px);box-shadow:0 6px 24px #ea580c8c,inset 0 1px #ffffff40}.cta-label.svelte-1uha8ag{letter-spacing:.02em;font-size:1.05rem}.cta-sub.svelte-1uha8ag{opacity:.95;font-size:.75rem;font-weight:600}.insurance-section.svelte-1uha8ag{margin:3rem 0}.insurance-section.svelte-1uha8ag h2:where(.svelte-1uha8ag){margin:0 0 1.25rem;font-size:1.2rem;font-weight:800}.insurance-grid.svelte-1uha8ag{grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:1rem;margin-bottom:.75rem;display:grid}.ins-card.svelte-1uha8ag{background:#fff;border:1px solid #e2e8f0;border-radius:14px;padding:1.25rem;box-shadow:0 1px 4px #0f172a0d}.ins-card--main.svelte-1uha8ag{border-color:#6ee7b7;box-shadow:0 2px 12px #0596691a}.ins-type.svelte-1uha8ag{color:#1e293b;margin:0 0 .75rem;font-size:.95rem;font-weight:800}.ins-features.svelte-1uha8ag{color:#475569;flex-direction:column;gap:.35rem;margin:0 0 .75rem;padding-left:1.1rem;font-size:.84rem;display:flex}.ins-rec.svelte-1uha8ag{color:#065f46;margin:0;font-size:.82rem;font-weight:700}.ins-sub.svelte-1uha8ag{color:#64748b;margin:0;font-size:.8rem}.insurance-note.svelte-1uha8ag{color:#64748b;margin:0;font-size:.82rem}.columns-section.svelte-1uha8ag{margin:3rem 0}.columns-section.svelte-1uha8ag h2:where(.svelte-1uha8ag){margin:0 0 1.25rem;font-size:1.2rem;font-weight:800}.columns-list.svelte-1uha8ag{gap:1rem;margin:0;padding:0;list-style:none;display:grid}.col-card.svelte-1uha8ag{background:#fff;border:1px solid #e2e8f0;border-radius:14px;transition:box-shadow .15s,transform .15s;box-shadow:0 1px 4px #0f172a0d}.col-card.svelte-1uha8ag:hover{transform:translateY(-1px);box-shadow:0 4px 16px #0596691f}.col-link.svelte-1uha8ag{color:inherit;padding:1.1rem 1.35rem;text-decoration:none;display:block}.col-date.svelte-1uha8ag{color:#94a3b8;margin:0 0 .25rem;font-size:.72rem}.col-title.svelte-1uha8ag{color:#1e293b;margin:0 0 .4rem;font-size:1rem;font-weight:700;line-height:1.4}.col-desc.svelte-1uha8ag{color:#64748b;margin:0;font-size:.85rem;line-height:1.5}.faq-section.svelte-1uha8ag{margin:3rem 0}.faq-section.svelte-1uha8ag h2:where(.svelte-1uha8ag){margin:0 0 1.25rem;font-size:1.2rem;font-weight:800}.faq-list.svelte-1uha8ag{gap:.85rem;margin:0;display:grid}.faq-item.svelte-1uha8ag{background:#fff;border:1px solid #e2e8f0;border-radius:12px;padding:1rem 1.25rem;box-shadow:0 1px 4px #0f172a0a}.faq-item.svelte-1uha8ag dt:where(.svelte-1uha8ag){color:#1e293b;margin-bottom:.5rem;font-size:.95rem;font-weight:700}.faq-item.svelte-1uha8ag dt:where(.svelte-1uha8ag):before{content:"Q. ";color:#059669}.faq-item.svelte-1uha8ag dd:where(.svelte-1uha8ag){color:#475569;margin:0;font-size:.88rem;line-height:1.65}.faq-item.svelte-1uha8ag dd:where(.svelte-1uha8ag):before{content:"A. ";color:#ea580c;font-weight:700}.bottom-cta.svelte-1uha8ag{text-align:center;margin:2rem 0}.bottom-cta-text.svelte-1uha8ag{color:#475569;margin:0 0 1rem;font-size:.95rem}
